Choosing Between XM's Account Types
Three XM account tiers, side by side — pick by spread, minimum deposit and trading style.
Open XM Account →XM offers 3 account types (Standard, Ultra Low, Micro), with spreads from 1.0 pips and a $5 minimum deposit.
How the tiers differ
- There are three tiers on offer: Standard, Ultra Low and Micro.
- Deposits start at $5, with spreads from roughly 1.0 pips depending on the tier.
- MetaTrader 4 and MetaTrader 5 are both available regardless of account type.
- A free demo lets you trial any tier before funding a live account.
Side-by-side: XM account tiers
| Account | Platform | Spread from | Commission | Best for |
|---|---|---|---|---|
| Standard | MT4/MT5 | 1.0 pips | $0 | Most traders ($5 min) |
| Ultra Low | MT4/MT5 | 0.6 pips | $0 | Lower spreads |
| Micro | MT4/MT5 | 1.0 pips | $0 | Beginners (micro lots) |
Frequently asked questions
How many account types does XM have?
3: Standard, Ultra Low, Micro.
Which account is best for beginners?
A standard or cent account suits beginners; all start from a $5 deposit.