What XM Actually Costs to Trade
A plain-language look at XM's spreads, commission and swap charges — starting points, not guarantees.
Open XM Account →XM spreads start from 1.0 pips on the Standard account with $0, across 1,400+ instruments.
Cost snapshot
- Standard-account spreads begin around 1.0 pips, with no commission charged.
- Because spreads float, pricing tends to widen around high-impact news events.
- Overnight swap charges apply unless you switch to the Islamic (swap-free) option.
- Coverage spans 1,400+ instruments across forex, stocks, indices, commodities, metals and crypto.
Typical spreads, instrument by instrument
| Instrument | Typical spread from |
|---|---|
| EUR/USD | from 0.6 pips (Ultra Low) |
| GBP/USD | from 0.9 pips |
| XAU/USD (Gold) | from 0.2 |
| BTC/USD | variable |
| US 500 (Index) | from 0.4 |
Frequently asked questions
How much are XM spreads?
From 1.0 pips on the Standard account.
Are there commissions?
$0; raw-spread accounts charge a per-lot commission.